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2340 E. Bidwell Street
Folsom, CA 95630
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Who Pays What?
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The SELLER Will Generally Be Expected to Pay for: ▫ Real estate Commission ▫ 50/50 Title & Escrow Fees ▫ Document preparation fee for Deed ▫ Document recording charges that effect the seller ▫ County Transfer Tax ($1.10 per $1,000 of sales price) ▫ City Transfer Tax (.0275% of sales price) ▫ Any loan fees required by buyer's lender ▫ Notary fees - Sellers Documents ▫ Special Delivery/courier fees ▫ Payoff of all loans in seller's name ▫ Interest accrued to old lender, Statement Fees, Reconveyance Fees & any prepayment penalties ▫ Homeowner's association transfer fee & prorate dues (negotiable) ▫ Inspection fees that may include: roofing, geological, property, etc. (negotiable) ▫ Bonds or assessments according to contract ▫ Termite inspection according to contract ▫ Termite work or repairs according to contract ▫ Home warranty according to the contract ▫ All delinquent taxes ▫ Any judgments, tax liens, etc. against the seller ▫ Tax proration ▫ Recording charge to clear all documents of record against seller |
The BUYER will generally be expected to pay for: ▫ Title insurance premium covering loan policy (ALTA) ▫ Notary Fees - Buyers Documents ▫ Document preparation fees - Buyer Documents ▫ Document recording fees - Buyer Documents ▫ Tax proration ▫ Termite inspection according to contract ▫ Homeowner's transfer fees, according to the contract ▫ Special delivery/courier fees ▫ All new loan charges (except those required by the lender for seller to pay) ▫ Interest on new loan from date of funding to 30 day prior to first payment date ▫ Home warranty according to the contract ▫ Fire insurance premium for first year ▫ City transfer/county transfer tax according to the contract ▫ Preliminary change of ownership fee ▫ Assumption/change of records fees for takeover of existing loan ▫ Beneficiary statement fee for assumption of existing loan ▫ Other proration if applicable |
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Note: The above items are negotiable between buyer & seller, as agreed upon in your individual sales contract. This is for informational purposes only and reflects typical charges. Information provided by Placer Title Company.
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